Todd is the Founder and President of Heritage Solutions Group. For over 20 years, he has helped numerous families and individuals along the Wasatch Front and throughout the western United States protect their retirement assets and prepare for retirement. He believes that it‘s vital for people to understand that their retirement may last 30-40 years, and that Income, Social Security and Safe Money Asset Management planning are crucial in this process. In his time in the financial services industry, Todd has found that most pre-retirees and retirees he works with are not concerned about running out of money, they’re fearful of running out of income. When he’s able to sit down with someone and help solve their retirement income needs with just a portion of their portfolio, utilizing the balance for an investment strategy, he can see the sense of relief in their eyes when they get it. He relishes those “ah ha” moments when clients relax, knowing that their income will be there throughout their entire retirement. Todd is a member of the National Ethics Association, is a recognized National Social Security Advisor and holds a Series 65 securities registration.
Todd has been married to his best friend Laurel for over 36 years and they are proud parents of three children and grandparents of four. A native of Salt Lake County, he earned a finance degree from the University of Utah and a business degree from Salt Lake Community College. He enjoys traveling with his wife and family and taking advantage of the beautiful Utah outdoors.
The National Social Security Advisor (NSSA) certification is obtained by completing eight hours of course work, passing a certification exam, and requires sixteen hours of biennial continuing education. The NSSA certification is not affiliated with or endorsed by the Social Security Administration or any other government agency. More information regarding the certification can be found at https://nationalsocialsecurityassociation.com/become-an-advisor/.